NINJA – (Re)-Defined!

Those of you who have been following by my status message on GTalk (I dont tweet — sadly, not yet! 😦 ) would have either been wondering or knowing what Ninja means! There are 2 levels of explanations – to find out how / why the word “NINJA” applies perfectly to me right now! .. But we need to take each of the levels, one at a time.

LEVEL # 1: What is NINJA?

In Japanese history, a ninja (忍者 ninja?) is a warrior specially trained in a variety of unorthodox arts of war. These include assassination, illusion, espionage, and various martial arts.

Let’s take a look at NINJA etymology, according to WIKIPEDIA:

Ninja is the on’yomi reading of the two kanji 忍者 used to write shinobi-no-mono (忍の者), which is the native Japanese word for people who practice ninjutsu (忍術, often erroneously transliterated as ninjitsu). The term shinobi has been traced as far back as the late 8th century . The underlying connotation of shinobi () means “to steal away” and—by extension—”to forbear”, hence its association with stealth and invisibility. Mono (, likewise pronounced sha or ja) means a “person.”


LEVEL # 2: What are NINJA Loans?

Investopedia explains “A NINJA Loan is – a slang term for a loan extended to a borrower with “no income, no job and no assets”. Whereas most lenders require the borrower to show a stable stream of income or sufficient collateral, a NINJA loan ignores the verification process.



This is my last day at work. I resigned oer a month ago. For the last 3 years, I have been getting a salary cheque at the end of every month – which shall suddenly stop from this month! I am, now, officially, a NINJA – No Income, No Jobs, no Assets! 🙂

And, I hope my bankers aren’t reading – I need to take an edeucational loan soon! :mrgreen:


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